Mortgage applications can get deferred or declined for a number of reasons, and understanding why can help you avoid surprises down the road. One of the top reasons is credit issues, whether it’s a low credi...
Your Local CrossCountry Mortgage Loan Officer
Jay Tolisano
- Divisional SVP of Production
- Fairfield, CT Mortgage Loan Officer
- NMLS #109296
I’ll be with you every step of the way
Hi, I’m Jay, and I’m committed to helping you achieve your homeownership dreams. As the Branch Manager of CrossCountry Mortgage in Connecticut, I bring years of experience and a dedication to client satisfaction. I offer a range of loan options, from FHA and VA to conventional and jumbo, and I’m proud to represent America’s #1 Retail Mortgage Lender.
Join me for my Home Buying 101 Webinar, where you’ll learn how to work effectively with your real estate agent and loan officer, ensuring a smooth homebuying experience. I look forward to providing you with exceptional communication, service, and a home loan experience tailored to your goals.
Raised in Hamden, CT, and a graduate of the University of Connecticut, I’ve built a strong network of trusted referral partners and lifelong clients. My parents, who were hardworking business owners in healthcare and real estate, instilled in me a commitment to never giving up when faced with challenges, which I bring to every client relationship.






My social posts
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.