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  • 625 Ponder Place Drive, Unit 1 Evans, GA 30809 Mobile (706) 910-2549 Tel (839) 205-2108 Vanessa.Hays@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Vanessa Hays

  • Loan Officer
  • Evans, GA Mortgage Loan Officer
  • NMLS #2369935
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I’ll be with you every step of the way

Hi, I’m Vanessa, a loan officer with over 17 years of experience in the finance industry. I hold a bachelor’s in accounting and finance and a Master of Business Administration. I’ve used my skills from years of education and experience in finance to shape myself into the diligent and hardworking mortgage professional I am today.

As a Military Spouse of 18 years, I hold the communities I’ve lived in close to heart. Currently, my family and I are stationed at Fort Eisenhower in Augusta, Georgia. I’m a mom of four and enjoy that my career allows me flexibility with my family as well as the ability to achieve my biggest passion—helping others. With my background and dedication, I’m here to assist you on your home financing journey with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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