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  • 98 Inverness Drive East, Suite 370 Englewood, CO 80112 Mobile (970) 390-7337 Kathy.Calton@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Kathy Calton EA, MBA, CDLP

  • Mortgage Advisor
  • Englewood, CO Mortgage Loan Officer
  • NMLS #1988835
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I’ll be with you every step of the way

Hi, I’m Kathy, and I’m dedicated to making your mortgage a win! I love serving my Englewood, CO community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
First responders take action to emergency call.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

Learn more

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Contact me
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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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My social posts

kathydreamhomeloans kathydreamhomeloans
Aug 8
Savings are still the most common source for home purchase funds, with home sale proceeds closing in. Talk to your buyers about where their money is coming from, then talk to us about how to make it go furth...
kathydreamhomeloans kathydreamhomeloans
Aug 7
Knowing how much you could make on the sale of your home empowers you to make smart decisions about the entire process and what comes next. Calculate easily with our online resources.
kathydreamhomeloans kathydreamhomeloans
Aug 6
Pending home sales dipped 0.8% month‑over‑month in June and are down 2.8% year‑over‑year. Now’s the time to make meaningful reconnections with your sphere, refresh your strategies and get...
kathydreamhomeloans kathydreamhomeloans
Aug 5
Any house can be a dream home with a little elbow grease — and the right renovation loan. Consider if this is the option for you and your fixer-upper, then reach out to get started. http://spr.ly/6171N8aeX
kathydreamhomeloans kathydreamhomeloans
Aug 4
Your future is only up to you.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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