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  • 1021-41 Bonaventure Drive Elk Grove Village, IL 60007 Tel (847) 603-2300 Richard.Kimball@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Richard Kimball

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  • Regional Vice President
  • Elk Grove Village, IL Mortgage Loan Officer
  • NMLS #145114
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I’ll be with you every step of the way

Hola, soy Rich Kimball. Con más de 30 años de experiencia en hipotecas, he ayudado a miles de familias a hacer realidad los sueños de ser propietario de una vivienda. Como gerente de sucursal en Elk Grove Village, IL, dirijo un equipo dedicado que pone a las personas en primer lugar, porque cada cliente merece más que solo un préstamo, se merece un socio a largo plazo.Me tomo el tiempo para comprender los objetivos, los desafíos y lo que realmente significa para ellos “hogar”. Ese enfoque personalizado me ha permitido construir relaciones de por vida y ofrecer soluciones hipotecarias personalizadas que realmente se adaptan. Como parte del prestamista hipotecario minorista n.o 1 de los Estados Unidos, puedo ofrecer una amplia gama de productos para cumplir con sus objetivos únicos, ya sea que esté comprando su primera casa, mejorando o refinanciando.Trabajemos juntos para que su próximo movimiento sea simple, sin estrés y exitoso.Cuando no esté trabajando, me encontrará pasando tiempo con mi esposa, Christine, alentando a mis equipos favoritos, navegando en mi Harley o tratando de ganar en grande en la mesa de póquer.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Calculate how much you can save if you refinance your mortgage 

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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