Your Elk Grove Village, Illinois mortgage experts
Your Future Our Focus
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
We’ll be with you every step of the way
Thank you for trusting the Kimball Team with your home financing! We look forward to providing you the best possible experience. Our dedicated stellar team will guide you through the loan process to ensure a smooth transaction. Team Kimball is all about building relationships, so please take a moment to review the expert members and their roles. Our goal is to make you a raving fan in our service.
Based in Elk Grove Village, IL, we call many communities home as a part of America’s #1 Retail Mortgage Lender. Each of our branches is filled with dedicated loan officers living, supporting and serving their communities. They offer unique specialties, from expert knowledge of home loan programs and the mortgage process to the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Richard’s testimonials
Meet our team
Richard Kimball
- Regional Vice President
- NMLS #145114
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
Koreen Mitchell-Mau
- Senior Loan Officer
- NMLS #631483
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
James Yeung
- Inside Loan Originator
- NMLS #504125
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 224-433-9786
- tel 847-603-2333
David Ischkum
- Loan Originator
- NMLS #221466
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 773-447-5440
- tel 847-603-2208
- fax 224-802-4540
Prince Williams
- Loan Originator
- NMLS #190429
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 847-826-5320
- tel 847-603-2216
- fax 847-660-2190
James Campanella
- Sales Manager
- NMLS #6311
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
Gunnar Dunlap
- Inside Loan Originator
- NMLS #1394915
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
Tom Hlava
- VP of Residential Lending
- NMLS #191013
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 630-660-9790
- tel 773-389-2086
- fax 773-389-2087
Roger Smith
- Loan Originator
- NMLS #233082
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 224-337-9661
- tel 847-847-4302
- fax 847-847-4333
James Droske
- Outside Loan Originator / Sales Manager
- NMLS #1965769
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
Jason Passaglia
- Inside Loan Originator
- NMLS #2117823
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
Ali Kahkesh
- Loan Officer
- NMLS #360450
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 773-456-9347
- tel 847-979-4889
- fax 847-979-4889
Kim Wicks
- Mortgage Loan Officer
- NMLS #2562468
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 708-691-9997
- tel 847-305-1333
- fax 847-305-1333
Pedro Arredondo
- Senior Loan Officer
- NMLS #1053190
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
Gina Maher
- Mortgage Consultant
- NMLS #209927
- 1021-41 Bonaventure Drive
- Elk Grove Village, IL 60007
- [email protected]
- mobile 312-286-6094
- tel 847-585-2309
Our support staff
Christine Kimball
Branch Office Manager
Denise Stone
Processing Manager
Toni Passaglia
Executive AssistantSamantha Banks Zangri
Loan ProcessorMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.