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Your Local CrossCountry Mortgage Loan Officer

Edgar Santiago

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  • Originating Branch Manager
  • Elgin, IL Mortgage Loan Officer
  • NMLS #287395
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I’ll be with you every step of the way

Hi, I’m Edgar, and since 1990, I’ve specialized in helping first-time homebuyers, real estate investors, and self-employed borrowers achieve their homeownership goals. Based in our Elgin, IL branch, I prioritize communication to ensure you understand and feel comfortable throughout the mortgage process. I’ll be there to support you with continuous updates on your loan and answers to your questions, from applying to receiving your keys. From start to finish, I want to make sure you feel confident your mortgage is moving smoothly to closing.

As part of America’s #1 Retail Mortgage Lender, I’m here to give you a guiding hand, whether you’re looking to finance or refinance your first home, next home, or an investment property. I offer a wide range of products, including conventional, jumbo, FHA, VA, and CCM’s Signature Series programs. Together, we’ll find the right loan for your home and get the job done.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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