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4704 Harlan Street, Suite 325 Denver, CO 80212 Mobile (720) 982-9918 Tel (303) 865-3952 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Kevin Green
I’ll be with you every step of the way
Hi, I’m Kevin, and when you come to me for your mortgage, you can expect white glove service. Throughout my decade of working as a mortgage broker in Denver, CO, delivering a stress-free and memorable client experience has always been my top priority. With the support of America’s #1 Retail Mortgage Lender, I offer a wide range of loan programs, including FHA, VA, conventional, and jumbo. Whether you are a first-time homebuyer or a long-time homeowner, I start by listening to tailor your loan to your unique needs.
At The Green Team, communication is everything. We’re here to make sure your questions are answered, and you stay informed during every step of your loan process – from application to closing and beyond. Whether you’re buying, refinancing, or renovating, I’m ready to provide you with the outstanding home loan experience you deserve.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.