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  • 900 NW 17th Avenue, Unit 202 Delray Beach, FL 33445 Mobile (954) 821-5062 Tel (561) 486-0731 Murg@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Michael Murgatroy

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  • Originating Branch Manager
  • Delray Beach, FL Mortgage Loan Officer
  • NMLS #60099
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Your biggest decision is my biggest passion

Hola, soy Mike Murgatroy, y desde hace más de 25 años, The Murg Team y yo hemos servido a miles de personas y familias con integridad e ingenio. Trabajamos arduamente para estructurar soluciones hipotecarias que se adapten a los requisitos financieros y a las carteras de administración patrimonial.

Como parte de nuestra sucursal de Delray Beach, FL, en el prestamista hipotecario minorista n.o 1 de los Estados Unidos, nuestra misión principal es superar las expectativas de nuestros clientes y agentes asociados a través de la educación y el empoderamiento, brindando una experiencia hipotecaria incomparable. Esto significa que siempre seremos transparentes en el consejo que compartimos. Mantengo una línea de comunicación abierta para generar confianza, ayudando a todos a mantenerse informados en cada paso de su proceso de préstamo.

He sido un Top Originator de Scotsman año tras año desde 2013 por una buena razón. Nuestro equipo utiliza nuestra misión principal para fortalecer los caminos y ayudar a los veteranos tanto a nivel local como nacional con sus objetivos de compra y refinanciamiento de viviendas. No importa dónde estés buscando un hogar, The Murg Team está aquí para ayudar a hacer realidad ese sueño. Estamos en ello de por vida.

My social posts

Michael Murgatroy Michael Murgatroy
Jul 7
Good content & charisma can get you far.
Michael Murgatroy Michael Murgatroy
Jul 2
Pending sales climbed 1.8% in May and 1.1% year-over-year. It’s time to reconnect with your buyers. Let’s ride the momentum together!
Michael Murgatroy Michael Murgatroy
Jun 30
Redefine your limits.
Michael Murgatroy Michael Murgatroy
Jun 27
Existing-home sales ticked up 0.8% in May. Let’s talk through it all to help your clients move forward — like qualification options, unlocking equity or solving monthly payment hurdles.
Michael Murgatroy Michael Murgatroy
Jun 25
Real estate agents continue to be integral players in the homebuying process. Mortgage lenders are too — so why not team up? 🤝
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.
Military member coming home to his daughter in his VA-funded home.

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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