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Your Local CrossCountry Mortgage Loan Officer

Michal Bander

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  • SVP of Mortgage Lending/Branch Manager
  • Delray Beach, FL Mortgage Loan Officer
  • NMLS #370763
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I’ll be with you every step of the way

I’m Michal, a leading loan originator who serves clients and partners all over the United States through America’s #1 Retail Mortgage Lender. Based in Delray Beach, FL, whether you’re purchasing your first home, next home, or investment property, I bring a wealth of knowledge to the table. I’ve helped thousands of homebuyers purchase and finance real estate. From jumbo and conventional to FHA and VA loans, I’m an expert in mortgages and will help you find the right product for your plans.

My broad clientele gives me an understanding of how personal home financing is. I’ve helped professional athletes, business owners, move-up buyers, homeowners downsizing, and first-time homebuyers achieve their dreams. I work with many agents, builders, CPAs, and attorneys to help my clients and grow my partners’ businesses. My focus is to bring great results by addressing issues upfront and tailoring your loan to your individual needs. No matter your circumstances, you can count on receiving world-class service.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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