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900 NW 17th Avenue, Unit 202 Delray Beach, FL 33445 Mobile (954) 205-7803 Tel (954) 205-7803 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Mark Harrison
- V.P. of Mortgage Lending
- Delray Beach, FL Mortgage Loan Officer
- NMLS #61180
I’ll be with you every step of the way
I’m Mark, and 32 years in the mortgage industry is worth celebrating – especially after maintaining a 100% referral source from new and repeat customers throughout my career! Based in Delray Beach, FL, with America’s #1 Retail Mortgage Lender, my success stems from providing second-to-none service. From application to closing, I’m dedicated to delivering the best through advanced technology, a cutting-edge digital financial services platform, and a high level of communication.
I’m here to give a guiding hand. My team has managed and closed mortgage transactions in Florida, New York, California, Texas, and many other states, so we have all your mortgage needs covered.
Each mortgage is personal to your unique goals, circumstances, and priorities. Maybe a conventional mortgage will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could benefit from VA, FHA, construction, or our Signature Series home loan programs. Together, we’ll find the right product for your plans.
Mark’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.