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2127 Espey Court, Suite 208 Crofton, MD 21114 Mobile (443) 570-9233 Tel (443) 233-6613 [email protected]
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- monday: 9:00AM – 11:00PM
- tuesday: 9:00AM – 11:00PM
- wednesday: 9:00AM – 11:00PM
- thursday: 9:00AM – 11:00PM
- friday: 9:00AM – 11:00PM
- saturday: 9:00AM – 11:00PM
- sunday: 9:00AM – 11:00PM
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- Conventional Loan
- Jumbo Loan
- Purchase
- Refinance
- VA Loan
Bill Hylind
I’ll be with you every step of the way
Hi, I’m Bill. With more than 24 years of mortgage industry experience, I’m passionate about helping families and individuals finance their dream homes while making wise decisions that benefit their financial futures. Success to me is a happy borrower, a satisfied real estate agent, and long-lasting friendships.
One of my favorite types of loans is VA. My father commanded a destroyer in World War II, and I was raised to respect and honor our Military. Providing VA loans is one way I can use my expertise to give back to those who have given so much for our country. I’m also proficient in all types of mortgage programs, from VA to jumbo, conventional, FHA, and USDA.
When we work together at the Crofton, MD branch of America’s #1 Retail Mortgage Lender, you’ll find I’m tenacious, detail-oriented, and your complete advocate! I’ll stay on top of your loan and keep you informed every step of the way. Whether you prefer calls, emails, or texts, I’ll ensure your experience is easy and efficient.
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Guides and resources
Estimate the proceeds you can make from the sale of your home
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Bill’s testimonials
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.