Your Columbus, Ohio mortgage experts
Your Future Our Focus
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
We’ll be with you every step of the way
As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Meet our team
Nate Kanam
- Senior Loan Officer
- NMLS #1645288
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 330-323-4999
- tel 330-323-4999
- fax 234-200-2182
Tom Lade
- Senior Loan Officer
- NMLS #962607
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 614-787-8786
- tel 614-787-8786
- fax 380-201-7299
Jared Patterson
- Senior Loan Officer
- NMLS #919530
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 740-502-5275
- tel 234-274-0588
Nicholas Mucciarone
- Sr. Loan Officer
- NMLS #406824
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 440-813-7246
- tel 380-203-2262
- fax 380-203-2262
Kyle Feess
- Senior Vice President of Lending
- NMLS #1174389
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 330-206-0967
- tel 234-236-5343
- fax 234-236-5343
Jonathan Williams
- Sr. Loan Advisor
- NMLS #2064137
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 614-314-4223
- tel 380-444-6061
- fax 380-444-6061
Alexandria Kingsbery
- Loan Officer/Branch Marketing Coordinator
- NMLS #2311535
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
Ashley Sattler
- Loan Officer
- NMLS #1858158
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 614-580-3279
- fax 614-300-2622
Jon Thompson
- Sales Manager
- NMLS #1123478
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 614-309-0450
- tel 380-201-7455
Justin Mason
- Senior Loan Officer
- NMLS #2167070
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 440-789-9956
Tim Schilling
- Senior Loan Officer
- NMLS #1830708
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 740-816-5354
- tel 330-409-1493
Johnnie Dailey
- Senior Loan Officer
- NMLS #1509513
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 804-385-3031
Jessie Lueders
- Senior Loan Officer
- NMLS #2312126
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 614-535-7057
- tel 513-653-3802
Jeremy Guy
- Senior Loan Officer
- NMLS #1556817
- 2 Miranova Place
- Suite 280
- Columbus, OH 43215
- [email protected]
- mobile 614-668-2552
Our support staff
Adrienne Fornes
Loan ProcessorLisa Allen
Loan Officer AssistantLyndsay McKinley
Loan ProcessorMeghan Patterson
Branch Marketing SpecialistTristan Griffin
Mortgage ConsultantMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.