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  • 2160 Superior Avenue Cleveland, OH 44114 Tel (216) 877-1270 Scott.Reese@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Scott Reese

  • Vice President of Lending
  • Cleveland, OH Mortgage Loan Officer
  • NMLS #86512
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I’ll be with you every step of the way

Hi, I’m D. Scott, and I have over 17 years of experience helping customers purchase their dream homes and save with refinancing. As the Vice President of Lending for CrossCountry Mortgage, I’m proud to be part of an award-winning nationwide lender. Previously, I managed a Honolulu branch for over a decade, gaining an in-depth understanding of the complexities of lending and owning real estate on the islands of Hawaii.

Whether you want to buy your first home, a vacation property, or refinance your current abode, achieving your goals starts with understanding your situation. I’m well-versed in “CPR” units, Ohanas, foreign income financing, and the variety of living arrangements we see on the islands. We’ll discuss your unique situation to determine the home financing solution that fits you best. As an expert in FHA, VA, and conventional home loans, I’m here to make your mortgage a win.

As part of America’s #1 Retail Mortgage Lender in Cleveland, OH, I’m excited to guide you through your home financing journey.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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