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  • 2160 Superior Avenue Cleveland, OH 44114 Mobile (440) 478-3435 Tel (440) 316-0817 David.Gray@ccm.com
Your Local CrossCountry Mortgage Loan Officer

David Gray

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  • Originating Branch Manager
  • Cleveland, OH Mortgage Loan Officer
  • NMLS #1034993
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I’ll be with you every step of the way

Hi, I’m David. When you work with me, I’ll listen carefully to your goals to have a complete understanding of your specific circumstances.

If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions that appear. If this is not your first mortgage, we’ll discuss some of the newer products that are available, and rediscover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved to achieve your goals.

I look forward to making your home loan experience pleasant and memorable with America’s #1 Retail Mortgage Lender.

I’m happily married to the love of my life, Karen, and we have four amazing kids! When I’m not working, I love watching my children in their extracurricular activities. I’m also an avid Cleveland, OH sports fan and enjoy playing all kinds of sports.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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