Your Cleveland, Ohio mortgage experts
Your Future Our Focus
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
We’ll be with you every step of the way
As the Cleveland, OH, branch of America’s #1 Retail Mortgage Lender, my team helps thousands of families every year obtain affordable homeownership. When you work with us, you will never feel like another loan number you will feel like you are part of our family. We want to help you and your family feel the same way.
A smooth home financing experience starts with communication. From application to closing and beyond, we’re committed to being there for you, always answering your questions and letting you know what’s happening with your mortgage. Communication promotes confidence – and we want you to feel confident every step of the way.
Whether you are buying, refinancing, or renovating, we offer a wide range of loan programs to fit your goals. Conventional, VA, FHA, and USDA are just the start. Together, we’ll find the one to achieve your homeownership dreams.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
James’s testimonials
Meet our team
Andrew Stevenson
- Senior Loan Officer
- NMLS #1835841
- 2160 Superior Avenue
- Cleveland, OH 44114
Anthony Soss
- Sr. Loan Officer
- NMLS #130763
- 2160 Superior Avenue
- Cleveland, OH 44114
Steven Candow
- Loan Originator
- NMLS #218530
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-374-9781
- tel 440-262-3474
- fax 866-237-2207
Carlos Lugo
- VP Of Mortgage Banking
- NMLS #1529434
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-334-4007
- tel 440-262-3299
- fax 440-671-7194
Richard Miller
- Senior Loan Officer
- NMLS #1400130
- 2160 Superior Avenue
- Cleveland, OH 44114
Glenn Nimmo
- VP Of Mortgage Banking
- NMLS #112201
- 2160 Superior Avenue
- Cleveland, OH 44114
David Pickering
- Sales Manager
- NMLS #12134
- 2160 Superior Avenue
- Cleveland, OH 44114
Patrick Pisano
- Loan Originator
- NMLS #1509308
- 2160 Superior Avenue
- Cleveland, OH 44114
Michael Poldruhi
- VP of Mortgage Lending
- NMLS #920155
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-906-3833
- tel 330-409-1490
Chad Smith
- Sales Manager
- NMLS #1366875
- 2160 Superior Avenue
- Cleveland, OH 44114
James Thamann
- Senior Loan Officer
- NMLS #114716
- 2160 Superior Avenue
- Cleveland, OH 44114
Sharon Treska
- VP of Mortgage Lending
- NMLS #363112
- 2160 Superior Avenue
- Cleveland, OH 44114
Branden Walsh
- Sales Manager
- NMLS #1713482
- 2160 Superior Avenue
- Cleveland, OH 44114
Andre Yarina
- Sales Manager
- NMLS #1408534
- 2160 Superior Avenue
- Cleveland, OH 44114
Justin Hazen
- Loan Officer
- NMLS #1117345
- 2160 Superior Avenue
- Cleveland, OH 44114
Chandler Warren
- Loan Officer
- NMLS #1772023
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-584-0990
- tel 440-584-0990
Dante Iannetta
- Loan Officer
- NMLS #1963212
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 216-296-1023
- tel 440-671-2010
Chad Yarina
- Inside Loan Originator
- NMLS #1897619
- 2160 Superior Avenue
- Cleveland, OH 44114
Amari Ngunjiri
- Sr. Loan Officer
- NMLS #1963214
- 2160 Superior Avenue
- Cleveland, OH 44114
Anthony Crawford
- VP Of Mortgage Banking
- NMLS #2023057
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-654-9388
- tel 440-654-9388
- fax 216-714-7789
Quinton Pinkney
- Loan Officer
- NMLS #2120049
- 2160 Superior Avenue
- Cleveland, OH 44114
Joseph Ratcliff
- Inside Loan Originator
- NMLS #204411
- 2160 Superior Avenue
- Cleveland, OH 44114
- [email protected]
- mobile 440-655-9153
- tel 440-809-8838
- fax 440-839-4466
Milan Brkovic
- VP Of Mortgage Banking
- NMLS #2223920
- 2160 Superior Avenue
- Cleveland, OH 44114
Cal LaMarca
- Loan Officer
- NMLS #2348603
- 2160 Superior Avenue
- Cleveland, OH 44114
Nicholas Smith
- Loan Officer
- NMLS #2328036
- 2160 Superior Avenue
- Cleveland, OH 44114
Thomas Killea
- Loan Officer
- NMLS #2069106
- 2160 Superior Avenue
- Cleveland, OH 44114
Ben Huff
- Loan Officer
- NMLS #2069095
- 2160 Superior Avenue
- Cleveland, OH 44114
Tony Perrine
- Inside Loan Originator
- NMLS #2108577
- 2160 Superior Avenue
- Cleveland, OH 44114
Matthew Kleiner
- Sales Manager
- NMLS #1662393
- 2160 Superior Avenue
- Cleveland, OH 44114
Michael Frias
- Loan Officer
- NMLS #2449760
- 2160 Superior Avenue
- Cleveland, OH 44114
Avery Griffith
- Inside Loan Originator
- NMLS #2434263
- 2160 Superior Avenue
- Cleveland, OH 44114
Genaro Aiken
- Loan Officer
- NMLS #2532281
- 2160 Superior Avenue
- Cleveland, OH 44114
Skylr Corsaro
- Loan Officer
- NMLS #2549844
- 2160 Superior Avenue
- Cleveland, OH 44114
Zachary Kinzel
- Loan Officer
- NMLS #2557601
- 2160 Superior Avenue
- Cleveland, OH 44114
Sam Al-Rousan
- Loan Officer
- NMLS #2181848
- 2160 Superior Avenue
- Cleveland, OH 44114
Ryan Fitzgerald
- Loan Officer
- NMLS #2651080
- 2160 Superior Avenue
- Cleveland, OH 44114
Alyssa Uysal
- Inside Loan Originator
- NMLS #2366085
- 2160 Superior Avenue
- Cleveland, OH 44114
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.