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Your Cleveland, Ohio mortgage experts

  • 2160 Superior Avenue Cleveland, OH 44114 Branch NMLS #3029 Phone (855) 736-5532
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance

We’ll be with you every step of the way

As the Cleveland, OH, branch of America’s #1 Retail Mortgage Lender, my team helps thousands of families every year obtain affordable homeownership. When you work with us, you will never feel like another loan number you will feel like you are part of our family. We want to help you and your family feel the same way.

A smooth home financing experience starts with communication. From application to closing and beyond, we’re committed to being there for you, always answering your questions and letting you know what’s happening with your mortgage. Communication promotes confidence – and we want you to feel confident every step of the way.

Whether you are buying, refinancing, or renovating, we offer a wide range of loan programs to fit your goals. Conventional, VA, FHA, and USDA are just the start. Together, we’ll find the one to achieve your homeownership dreams.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

James’s testimonials

Meet our team

Andrew Stevenson

  • Senior Loan Officer
  • NMLS #1835841
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Anthony Soss

  • Sr. Loan Officer
  • NMLS #130763
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Steven Candow

  • Loan Originator
  • NMLS #218530
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Carlos Lugo

  • VP Of Mortgage Banking
  • NMLS #1529434
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Richard Miller

  • Senior Loan Officer
  • NMLS #1400130
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Glenn Nimmo

  • VP Of Mortgage Banking
  • NMLS #112201
  • 2160 Superior Avenue
  • Cleveland, OH 44114

David Pickering

  • Sales Manager
  • NMLS #12134
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Patrick Pisano

  • Loan Originator
  • NMLS #1509308
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Michael Poldruhi

  • VP of Mortgage Lending
  • NMLS #920155
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Chad Smith

  • Sales Manager
  • NMLS #1366875
  • 2160 Superior Avenue
  • Cleveland, OH 44114

James Thamann

  • Senior Loan Officer
  • NMLS #114716
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Sharon Treska

  • VP of Mortgage Lending
  • NMLS #363112
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Branden Walsh

  • Sales Manager
  • NMLS #1713482
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Andre Yarina

  • Sales Manager
  • NMLS #1408534
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Justin Hazen

  • Loan Officer
  • NMLS #1117345
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Chandler Warren

  • Loan Officer
  • NMLS #1772023
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Dante Iannetta

  • Loan Officer
  • NMLS #1963212
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Chad Yarina

  • Inside Loan Originator
  • NMLS #1897619
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Amari Ngunjiri

  • Sr. Loan Officer
  • NMLS #1963214
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Anthony Crawford

  • VP Of Mortgage Banking
  • NMLS #2023057
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Quinton Pinkney

  • Loan Officer
  • NMLS #2120049
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Joseph Ratcliff

  • Inside Loan Originator
  • NMLS #204411
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Milan Brkovic

  • VP Of Mortgage Banking
  • NMLS #2223920
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Cal LaMarca

  • Loan Officer
  • NMLS #2348603
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Nicholas Smith

  • Loan Officer
  • NMLS #2328036
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Thomas Killea

  • Loan Officer
  • NMLS #2069106
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Ben Huff

  • Loan Officer
  • NMLS #2069095
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Tony Perrine

  • Inside Loan Originator
  • NMLS #2108577
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Matthew Kleiner

  • Sales Manager
  • NMLS #1662393
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Michael Frias

  • Loan Officer
  • NMLS #2449760
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Avery Griffith

  • Inside Loan Originator
  • NMLS #2434263
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Genaro Aiken

  • Loan Officer
  • NMLS #2532281
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Skylr Corsaro

  • Loan Officer
  • NMLS #2549844
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Zachary Kinzel

  • Loan Officer
  • NMLS #2557601
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Jason Pelc

  • Loan Officer
  • NMLS #2570347
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Sam Al-Rousan

  • Loan Officer
  • NMLS #2181848
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Ryan Fitzgerald

  • Loan Officer
  • NMLS #2651080
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Corry Warren

  • Loan Officer
  • NMLS #1957139
  • 2160 Superior Avenue
  • Cleveland, OH 44114

Alyssa Uysal

  • Inside Loan Originator
  • NMLS #2366085
  • 2160 Superior Avenue
  • Cleveland, OH 44114

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

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