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413 N. Carpenter St. Suite 1W Chicago, IL 60642 Mobile (847) 338-5537 Tel (312) 754-2678 Tracey.Naughton@ccm.com
Your Local CrossCountry Mortgage Loan Officer
Tracey Naughton
- Senior Vice President of Lending
- Chicago, IL Mortgage Loan Officer
- NMLS #560139
I’ll be with you every step of the way
Hello! My name is Tracey. I’m honored to serve Lake County, IL, and the greater Chicagoland area as your trusted local mortgage expert.
With over two decades of home financing experience, I’ve dedicated my career to helping individuals and families achieve the dream of homeownership and build generational wealth. My clients range from first-time homebuyers to long-time property investors. Regardless of where you are in your homeownership journey, I’m committed to guiding you through every step with personalized support and expertise.
With CrossCountry Mortgage, America’s #1 Retail Mortgage Lender, I’m proud to offer custom-tailored home loan solutions designed to achieve your goals. Whether you’re navigating a straightforward purchase or require a more complex financing strategy, I’ll make the process seamless, efficient and stress-free.
Let’s work together to find the right mortgage for you and make your homebuying experience as rewarding and successful as possible.





Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.