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  • 413 N. Carpenter St., Suite 1W Chicago, IL 60642 Mobile (815) 871-9962 Dennis.Garcell@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Dennis Garcell

  • Sales Manager
  • Chicago, IL Mortgage Loan Officer
  • NMLS #218804
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I’ll be with you every step of the way

Hi, I’m Dennis, and since 2006, I’ve been dedicated to helping clients in and around Chicago, IL achieve the American dream. I’ll walk you through each step of the mortgage process, answer your questions, and keep you up to date on your loan’s status. From start to finish, I want you to feel confident your mortgage is moving smoothly to closing.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your goals and priorities to find the product that fits your needs. I offer a wide range of home loans, specializing in conventional, VA, and FHA loans. Together, we’ll develop a mortgage plan just for you. As part of America’s #1 Retail Mortgage Lender, I look forward to providing you with second-to-none communication and service from our first discussion to your closing day.

On a personal note, I’m married with four children – Katelynn, 29, Samantha, 26, Myles, 15, and Mycah, 11 – and a granddaughter named Livvi. Outside of work, I coach an 11 & 12-year-old youth baseball team.

Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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