-
413 N. Carpenter St., Suite 1W Chicago, IL 60642 Mobile (330) 978-6409 Tel (614) 300-0979 [email protected]
-
- monday: 9:00AM – 9:00PM
- tuesday: 9:00AM – 9:00PM
- wednesday: 9:00AM – 9:00PM
- thursday: 9:00AM – 9:00PM
- friday: 9:00AM – 9:00PM
- saturday: 9:00AM – 9:00PM
- sunday: 9:00AM – 9:00PM
-
- Conventional Loan
- Down Payment Assistance
- First-Time Homebuyers
- Purchase
- VA Loan
Alexis Varga
Dedicated to getting it done
Hello, I’m Alexis Varga, a dedicated mortgage professional with 9 years of experience and a passion for making the homebuying process as seamless as possible. I’ve been recognized as a Scotsman Guide Top Originator in 2022, 2023, and 2024, a 2024 Emerging Star, and a Top Women Originator in 2023 and 2024. My commitment to excellence and deep expertise have earned me a reputation for getting the job done, even in the most challenging situations.
Whether you’re purchasing your first home, refinancing or dealing with a more complex loan, I’m here to make your homeownership journey stress-free. With expertise in FHA, VA, USDA, conventional and jumbo loans, I thrive on overcoming challenges to close even the toughest deals.
As your trusted mortgage advisor with a branch in Chicago, IL, I’m ready to help you navigate the home loan process with confidence. You can easily apply directly by clicking the Apply Now button. Let’s get started today at America’s #1 Retail Mortgage Lender – I’m here to make your homeownership dreams a reality!
Alexis’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.