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Your Local CrossCountry Mortgage Loan Officer

Terry T. Terzakis

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  • Mortgage Banker
  • Cheshire, CT Mortgage Loan Officer
  • NMLS #110369
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I’ll be with you every step of the way

Hi, I’m Terry! Having been a theatrical stage manager in a previous life, I know how to lead the show from behind the scenes. Similarly, I guide you through your homebuying process while putting you in the spotlight. Since 2000, I’ve been helping homebuyers get the financing they need. I’m knowledgeable in a wide range of products, including government loans (FHA, VA, and USDA), jumbo loans, construction and land loans, and reverse mortgages.

I specialize in renovation lending for fixer-upper properties, which are often more affordable and great for customizing when you can’t find your perfect home. For 12 years, I’ve been selected as a Five Star Mortgage Professional by Connecticut Magazine, an award given to those who provide exceptional service to their clients.

I earned my degrees from Southern Connecticut State University and Yale School of Drama. I’m proud to help my clients by providing expert home loan solutions with America’s #1 Retail Mortgage Lender.

My social posts

Terry T. Terzakis - CrossCountry Mortgage Terry T. Terzakis - CrossCountry Mortgage
Jun 11
Agents are one thing that never go out of style. Buyers consistently want to work with agents, and they value your expertise and guidance. For the record, we do too! 🤝
Terry T. Terzakis - CrossCountry Mortgage Terry T. Terzakis - CrossCountry Mortgage
Jun 10
Settle in and stay awhile with a fixed-rate mortgage. These loans offer predictability and security so you can focus less on rates and more on enjoying your dream home.
Terry T. Terzakis - CrossCountry Mortgage Terry T. Terzakis - CrossCountry Mortgage
Jun 6
Whether they find you through an online listing or reach out directly, 2/3 of buyers rely on agents. Set them up for success by making sure pre-approval is step 2.
Terry T. Terzakis - CrossCountry Mortgage Terry T. Terzakis - CrossCountry Mortgage
Jun 4
Pending home sales dropped 6.3% in April, and we’re seeing a familiar trend. More homes on the market, fewer buyers committing. The difference now? Your clients may have more leverage. Let’s talk today!
Terry T. Terzakis - CrossCountry Mortgage Terry T. Terzakis - CrossCountry Mortgage
Jun 3
The only thing better than getting a great mortgage? Refinancing to get an even better one. We’ll help with both. Learn more here: http://spr.ly/61842C0au
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family takes their first family photo on the porch of their new home thanks to CCM Smart Start.
First responders take action to emergency call.
A contractor meets with the homeowner and discusses improvements to create their dream home.

First-Time Homebuyers – Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience! 

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life. 

For terms and conditions, visit crosscountrymortgage.com/mortgage/loans/down-payment-assistance/ccm-smart-start/

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CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

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Make Any Home Your Dream Home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life! 

Here’s how: 

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.  
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…you know the hassle. 
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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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