Skip to content
Traci Waller photo
  • 445 N Battlefield Blvd., Unit G Chesapeake, VA 23320 Mobile (757) 560-5573 Traci.Waller@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Traci Waller

  • facebook logo
  • Loan Officer
  • Chesapeake, VA Mortgage Loan Officer
  • NMLS #80888
Apply Now Free Rate Quote

Your biggest decision is my biggest passion

Hi, I’m Traci, a native of Hampton Roads and a mortgage professional with over 19 years of experience in residential lending. I’m here to guide you through the home financing process. I’ve helped hundreds of first-time and existing homeowners purchase and refinance their homes. I focus on offering comprehensive mortgage solutions tailored to your needs, with specialized expertise in conventional, FHA, VA, and Virginia Housing mortgage programs.

As part of America’s #1 Retail Mortgage Lender, I’ll provide the knowledge, expertise, and support to answer your questions and offer solutions, making every step in home financing feel easy. Whether you’re buying your first home, an investment property, refinancing, or simply want mortgage advice, I’m here to help! Together, we’ll secure your financial future with the right home loan. Let’s make your homeownership journey a success today.

My social posts

Traci Waller Senior Mortgage Originator Traci Waller Mortgage Advisor
May 30
While nearly half of buyers still settle in the suburbs, a rising number are buying in the big city. Whether your clients are looking for a downtown apartment or a rural escape, we’ve got loans for any locale....
Traci Waller Senior Mortgage Originator Traci Waller Mortgage Advisor
May 28
April saw a modest slowdown in existing-home sales, easing 0.5% from the previous month. As demand remains pent up, we’re your go-to partner when your buyers find opportunities in their market.
Traci Waller Senior Mortgage Originator Traci Waller Mortgage Advisor
May 27
Knowing your home’s equity gives you the power to make confident decisions. Ready to see yours? Use our calculator. Ready to tap into it? Get in touch. http://spr.ly/6183FTQhb💰
Traci Waller Senior Mortgage Originator Traci Waller Mortgage Advisor
May 23
The average stay in a new home is 15 years, but a quarter of buyers are ready to live out the length of their mortgage — and then some.
Traci Waller Senior Mortgage Originator Traci Waller Mortgage Advisor
May 21
The average home purchased is about 20 years old. At that age, some are fully updated, a few could use some DIY fixes, and a handful might need that renovation loan. ⏰
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Military member coming home to his daughter in his VA-funded home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

Start here

Inspiration for your home loan journey

View All

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.