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  • 2280 South Church Street, Suite 206, Office 100, 200 & 33 Burlington, NC 27215 Mobile (336) 416-0623 Ryan.Hays@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Ryan Hays

  • Senior Loan Officer
  • Burlington, NC Mortgage Loan Officer
  • NMLS #2298124
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I’ll be with you every step of the way

Hi there! I’m Ryan, a dynamic and compassionate mortgage professional with a genuine passion for helping individuals and families achieve their homeownership dreams. I approach each client as a unique individual, valuing patience and understanding throughout the home loan process. As a true educator at heart, I take the time to explain the intricacies of home financing, empowering borrowers to make confident decisions for this significant life milestone.

Whether you’re looking to finance or refinance your first home, next home, or investment property, I’m here to guide you. I’ll provide clear communication that instills confidence you are making the right choices for your future. I offer a wide range of products at America’s #1 Retail Mortgage Lender, including conventional, jumbo, FHA, and VA loans. Together, we’ll walk through the steps of your home loan journey.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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