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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Deanna Willerman
- Vice President of Residential Lending
- Boca Raton, FL Mortgage Loan Officer
- NMLS #194372
I’ll be with you every step of the way
Hi, I’m Deanna Willerman, a Chicago native and proud member of the Boca Raton, FL branch of America’s #1 Retail Mortgage Lender. I’ve received numerous accolades, including a listing on Angie’s List and recognition among the Top 100 mortgage lenders. But my greatest accomplishment is the continued testimonials and accolades from clients who have stayed with me for over 20 years. My vast experience enables me to tailor loans for each client, and after closing, I continue to monitor my clients’ rates, notifying them if market conditions improve and offer cost-effective opportunities to save money or restructure their loans.
I specialize in all types of loans, including first mortgages with a small down payment, jumbo loans, FHA loans, reverse mortgages, home equity loans, construction financing, investment property loans, and second home loans. Whether you have perfect credit or imperfect credit, I will analyze your credit profile and use all my resources to help you achieve your dreams.
Deanna’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.