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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Robert Abel
- Senior Mortgage Loan Originator
- Boca Raton, FL Mortgage Loan Officer
- NMLS #61183
I’ll be with you every step of the way
Hi, I’m Robert Abel, and for more than 25 years as a full-time mortgage professional, I’ve been helping clients achieve their financial and real estate goals. I graduated from the College of Southern Maryland and Palm Beach State College, and I’m proud to have been involved in thousands of loan transactions, closing millions of dollars in residential mortgages over my career.
I’ve been ranked in the Top 1% of Loan Originators in the United States from 2016–2022, and my goal has always been to provide exceptional service and guidance throughout the mortgage process. With Robert and the Pulse Group at CrossCountry Mortgage, you can rest easy knowing we’ll guide you from the inception of the mortgage process until closing and beyond. We stay in close touch with all parties involved to ensure a smooth and successful transaction.
Let’s get started on your journey today with America’s #1 Retail Mortgage Lender!
Robert’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.