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755 Boardman Canfield Rd., Bldg. F Unit 1 Boardman, OH 44512 Mobile (330) 720-9577 Tel (234) 334-2508 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Brandy McDanel
- Loan Officer
- Boardman, OH Mortgage Loan Officer
- NMLS #1802192
I’ll be with you every step of the way
Hi, I’m Brandy. I grew up here in Youngstown, Ohio, where I graduated from high school as a Poland Bulldog and attended Youngstown State University. Most of my career was in retail management and leadership, but I pivoted to mortgages in 2018 because I love helping people in our community. What I enjoy most about this business is guiding clients like you toward the right financial solutions to make your homebuying dreams a reality.
I’ll provide an honest, upfront, and transparent approach to home financing. We’ll discuss your goals and circumstances, plus your available mortgage options, to make a plan that best matches your overall financial picture. You’ll always be informed, with frequent loan status updates, education about each step from application to closing, and I’ll always be available for your questions. Walk with me through your home financing journey at America’s #1 Retail Mortgage Lender.
When I’m free, I love spending time with my three children, being out in the community, boating, and vacationing.
Brandy’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.