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Your Local CrossCountry Mortgage Loan Officer

Andy Coppernoll

  • Loan Officer
  • Oakdale, MN Mortgage Loan Officer
  • NMLS #232086
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I’ll be with you every step of the way

Hello, my name is Andy Coppernoll, and I want to be your loan officer. My mortgage career began in 2001 after graduating from the University of MN. While playing rugby and contemplating law school, I was introduced to a mortgage brokerage in St. Paul, and the rest is history.

I follow a “customer for life” philosophy. By treating everyone fairly, I aim to earn repeat business and referrals from friends and family. I enjoy educating clients about the mortgage process, answering questions and presenting financial options.

Off the clock, I’m an avid outdoorsman who enjoys hunting, fishing, camping, canoeing, gardening and planting trees. My wife Lindsay and I have four children and live on a 7-acre hobby farm in western Wisconsin.

Whether you’re buying, refinancing or renovating, I offer a variety of mortgage solutions at America’s #1 Retail Mortgage Lender. From conventional and rehab loans to VA, FHA, USDA and MHFA programs, I’ll help you choose the right one for your goals.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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