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Your Local CrossCountry Mortgage Loan Officer

Justus Foss

  • Mortgage Consultant
  • Bloomington, MN Mortgage Loan Officer
  • NMLS #1588344
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I’ll be with you every step of the way

As your trusted mortgage advisor, I’m dedicated to finding the right loan for you. I’ll take the time to understand your unique goals and circumstances. With my background as a licensed therapist, school counselor and psychology instructor, I bring a unique level of education and understanding to your mortgage experience. To me, each mortgage is a relationship, not just a transaction.

My commitment to availability and transparency means you can count on me to be there for you. I prioritize open communication, keep you informed and up-to-date, and make sure you are comfortable every step of the way. I work hard upfront so you can focus on what really matters – choosing the perfect paint color for your new home without worrying about tracking down missing documents.

I grew up in Fargo, ND playing hockey and soccer and cherishing time with family and friends. My wife and I are proud parents of our two-year-old son, Beckham, and we share our home with a Goldendoodle and a black Lab.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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