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  • 7760 France Ave. S, Suite 1010 Bloomington, MN 55435 Mobile (612) 801-3491 Tel (612) 801-3491 Earl.Rose@ccm.com

Your Local CrossCountry Mortgage Reverse Loan Officer

Earl Rose

  • VP of Reverse Mortgage Lending
  • Bloomington, MN Mortgage Loan Officer
  • NMLS #212480
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I’ll be with you every step of the way

Hola, soy Earl y he estado en las industrias hipotecaria y de bienes raíces durante 45 años. Con licencia por primera vez en 1979, he dedicado más de 20 años de mi carrera a apoyar a los clientes a través de hipotecas inversas, ayudando a más de 1,300 personas a alcanzar sus objetivos y obtener seguridad financiera. Ya sea que esté buscando refinanciar y acceder al valor acumulado de la vivienda o comprar una nueva vivienda, mi equipo y yo tenemos la experiencia para hacerlo.

Proporcionamos orientación clara e integral para garantizar que se sienta informado y seguro. Sus objetivos serán mi principal prioridad, y responderé cualquier pregunta y le ofreceré apoyo en cada paso del camino en el prestamista hipotecario minorista n.o 1 de los Estados Unidos. Si está listo para dar el siguiente paso en su viaje como propietario de una vivienda o desea analizar sus opciones, estoy aquí para ayudarlo. ¡Abramos juntos las puertas a su próximo capítulo!

Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Retired woman enjoys a bike ride and her peace of mind after starting her reverse mortgage.

You’ve worked hard for your home. Now it’s time to put your home equity to work for you.

A reverse mortgage allows homeowners aged 55 or older to borrow against their housing wealth while maintaining ownership, title, and control of their home.

But unlike traditional financing solutions, there is no monthly payment required on the loan — taxes, insurance, and maintenance only.

What will you do with tax-free cash from your home equity?

  • Improve cash flow and increase savings
  • Refinance or eliminate existing mortgage and consumer debt
  • Pay for healthcare expenses and long-term care
  • Finance home renovations to age safely in place
  • Buy a new home that better suits your needs
  • Create a financial safety net with a growing line of credit
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*Review the Reverse mortgage requirements found on the product page for additional details.

Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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