How much does it cost to refinance?

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs. Learn more

How much house can I afford?

To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. Learn more

What is a good credit score?

A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan. Learn more

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period. Learn more

How do I calculate mortgage payments?

To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. Learn more

2555 E Camelback Road, Suite 850 Phoenix, AZ 85016 Mobile (602) 326-3628 Tel (248) 230-8669 Eric.Wright@ccm.com
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- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Eric Wright

Loan Originator
Phoenix, AZ Mortgage Loan Officer
NMLS #196983

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I’ll be with you every step of the way

Hi, I’m Eric. After 25 years as a loan officer in Phoenix, AZ, I’ve built a reputation for delivering a high level of customer service. I understand the importance of being a good listener, a proactive communicator, a creative problem solver, and – most importantly – an advocate for your financial well-being. From buying your first home to purchasing an investment or vacation destination, I’m here to make mortgages simple.

As a former schoolteacher, I’m passionate about education. That’s why we’ll start by going over all available options to find the right mortgage for you. I offer a variety of homebuying solutions at America’s #1 Retail Mortgage Lender, including conventional, jumbo, FHA, VA, and CCM’s Signature Series loan programs. I’m happy to lend an ear and my expertise to provide tailored advice that exceeds your expectations. From application to closing and beyond, I’m dedicated to getting you into the home of your dreams.