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  • 236 Brodhead Road Bethlehem, PA 18017 Mobile (954) 298-9600 Tel (610) 355-8774 Kirk.Ulshafer@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Kirk Ulshafer

  • Reverse Mortgage Specialist
  • Bethlehem, PA Mortgage Loan Officer
  • NMLS #150626
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I’ll be with you every step of the way

Hi, I’m Kirk, and I’m dedicated to guiding you through your homeownership journey. I began working in the home financing industry as a loan officer in 1998, fostering relationships with my clients from application and beyond. Currently, I serve our branches in business development recruiting and partnerships out of our Bethlehem, PA office, as well as an advocate for reverse mortgages.

I understand each mortgage is unique to your goals, circumstances, and priorities. That’s why I personalize the home loan process. Maybe a conventional mortgage will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could qualify for programs like FHA, USDA, or VA. Whether you’re purchasing, renovating, or refinancing, America’s #1 Retail Mortgage Lender offers a product for your plans.

Questions about mortgages, partnerships, or the industry? Please reach out! I’m always open to conversation and coffee.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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