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1240 North Lakeview Avenue, Suite 170 Anaheim, CA 92807 Mobile (714) 883-5864 Tel (844) 900-7285 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Paul Moffitt
I’ll be with you every step of the way
Hi, I’m Paul! I began my mortgage industry career in 2001, and from day one, I’ve been committed to serving my clients as I would want to be served. My business motto, *Integrity Built on Proven Performance*, is my promise that you will receive honest, efficient, caring service from my team and me.
We will educate and empower you throughout the loan process. From the very start, we take time to understand your goals and priorities so we can offer a mortgage that’s right for you. We’ll make sure you know what’s happening with your loan as it progresses through the process, and we’ll be available to answer your questions.
From FHA and VA to conventional and jumbo, we offer a wide range of purchase, refinance, and renovation mortgage programs for first-time homebuyers, long-time homeowners, and property investors.
I’m proud to have many repeat clients and referrals. Let me show you why. Get an outstanding home loan experience at the Anaheim, CA branch of America’s #1 Retail Mortgage Lender.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.