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Your Local CrossCountry Mortgage Loan Officer

Richard Staley

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  • Vice President, Branch Manager
  • Alpharetta, GA Mortgage Loan Officer
  • NMLS #185131
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America’s #1 Retail Mortgage Lender

Hi, I’m Richard. After over 25 years in the home lending industry, I’ve garnered continued success and recognition for mortgage expertise and a comprehensive, customer-focused approach to home financing. I’m an Atlanta native who’s been a proud Georgian for over 40 years. With a business based out of the prestigious Buckhead area in Alpharetta, GA at America’s #1 Retail Mortgage Lender, I’m excited to serve you and our community one loan at a time.

Our team’s mission is to serve others before ourselves. While the idea is simple, it’s important with today’s challenges. As a leader in non-qualified mortgages, we’re equipped to assist you based on heavy assets, unique income, and traditional home financing. My ability to integrate technology and maintain a caring focus will help make your loan process quick, seamless, and personal. Whether you’re buying your first home, your next home, or an investment property, we’ll get it done.

My social posts

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Richard Staley- CrossCountry Mortgage Richard Staley- CrossCountry Mortgage
6h
Pending home sales dropped 6.3% in April, and we’re seeing a familiar trend. More homes on the market, fewer buyers committing. The difference now? Your clients may have more leverage. Let’s talk today!
Richard Staley- CrossCountry Mortgage Richard Staley- CrossCountry Mortgage
Jun 3
The only thing better than getting a great mortgage? Refinancing to get an even better one. We’ll help with both. Learn more here: http://spr.ly/61822C0Mu
Richard Staley- CrossCountry Mortgage Richard Staley- CrossCountry Mortgage
May 30
While nearly half of buyers still settle in the suburbs, a rising number are buying in the big city. Whether your clients are looking for a downtown apartment or a rural escape, we’ve got loans for any locale....
Richard Staley- CrossCountry Mortgage Richard Staley- CrossCountry Mortgage
May 28
April saw a modest slowdown in existing-home sales, easing 0.5% from the previous month. As demand remains pent up, we’re your go-to partner when your buyers find opportunities in their market.
Richard Staley- CrossCountry Mortgage Richard Staley- CrossCountry Mortgage
May 27
Knowing your home’s equity gives you the power to make confident decisions. Ready to see yours? Use our calculator. Ready to tap into it? Get in touch. http://spr.ly/6182FTWDK💰
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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