Your Addison, Texas mortgage experts
Your Future Our Focus
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15851 N. Dallas Parkway, Suite 700 Addison, TX 75001 Branch NMLS #2394212
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday:
- sunday:
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- Purchase
- Refinance
We’ll be with you every step of the way
As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Daniel’s testimonials
Meet our team
Chris Pedison
- Loan Officer
- NMLS #272747
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 903-215-3226
- tel 214-764-3949
- fax 888-424-7599
Chuck Norsch
- Loan Officer
- NMLS #188577
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 214-636-3031
Daniel Lewis
- Production Manager
- NMLS #352687
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 214-695-2905
Kourtney Vest
- Marketing and Development Manager
- NMLS #2025942
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 512-887-0010
- tel 214-432-5319
Donna Haeni
- Loan Officer
- NMLS #595277
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 817-718-7112
- fax 214-432-1746
Tony Ferrari
- Loan Officer
- NMLS #188442
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 806-441-9688
- tel 214-257-8606
Mario Guajardo
- Loan Officer
- NMLS #187787
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 214-566-5269
Ryan Perrenoud
- Loan Officer
- NMLS #250511
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 661-607-8945
- tel 661-310-1038
Tomekia Hunt
- Sr. Loan Officer
- NMLS #142687
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 254-338-7222
- tel 737-248-0488
- fax 866-226-9840
Nick Hancock
- Loan Officer
- NMLS #1686140
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 903-243-7246
- tel 214-764-5093
- fax 214-764-3946
Rick Wegmann
- Loan Officer
- NMLS #1716967
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 214-793-0264
- tel 972-447-9641
- fax 972-447-9641
David Floyd
- Loan Officer
- NMLS #545791
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 214-878-1384
Michelle Shoemaker
- Loan Officer
- NMLS #1435146
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 817-713-0974
- tel 817-754-1498
- fax 817-754-1498
Josh Waters
- Loan Officer
- NMLS #1795919
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
- [email protected]
- mobile 469-670-6232
- tel 214-764-4033
- fax 214-764-4033
Jeff Kramer
- Loan Officer
- NMLS #290136
- 15851 N. Dallas Parkway
- Suite 700
- Addison, TX 75001
Our support staff
Michael Cooksey
Executive Vice President of The Cooksey Division
Tabitha Houston
Loan Partner II
Brittany Spencer
Branch Marketing Coordinator
Heather Perrenoud
Loan Partner II
Larissa Cabrera
Loan Officer Assistant
Alexys Creighton
Loan Processor Assistant
Misty Lopez
Loan Processor
Nic Galvan
Loan Partner II
Leo Ontiveros
Administrative Assistant
Kim Cruz
Loan Processor
Courtney Dempsey
Loan Officer Assistant
Brandon Stewart
Branch Operations Manager
Jaime Mayo
Branch Office Coordinator
Stephanie Vasquez
Loan Officer Assistant
Paymon Haghighi
Branch Business Development SpecialistMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.