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Your Addison, Texas mortgage experts

  • 15851 N. Dallas Parkway, Suite 700 Addison, TX 75001 Branch NMLS #2394212
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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Meet our team

Daniel Lewis Photo
Branch Leader

Daniel Lewis

  • Production Manager
  • NMLS #352687
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Chris Pedison Photo

Chris Pedison

  • Loan Officer
  • NMLS #272747
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Chuck Norsch Photo

Chuck Norsch

  • Loan Officer
  • NMLS #188577
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Kourtney Vest Photo

Kourtney Vest

  • Marketing and Development Manager
  • NMLS #2025942
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Donna Haeni Photo

Donna Haeni

  • Loan Officer
  • NMLS #595277
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Tony Ferrari Photo

Tony Ferrari

  • Loan Officer
  • NMLS #188442
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Mario Guajardo Photo

Mario Guajardo

  • Loan Officer
  • NMLS #187787
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Aplica Ya Visit My Website
Ryan Perrenoud Photo

Ryan Perrenoud

  • Loan Officer
  • NMLS #250511
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Tomekia Hunt Photo

Tomekia Hunt

  • Sr. Loan Officer
  • NMLS #142687
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Nick Hancock Photo

Nick Hancock

  • Loan Officer
  • NMLS #1686140
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Rick Wegmann Photo

Rick Wegmann

  • Loan Officer
  • NMLS #1716967
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Aplica Ya Visit My Website
David Floyd Photo

David Floyd

  • Loan Officer
  • NMLS #545791
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Michelle Shoemaker Photo

Michelle Shoemaker

  • Loan Officer
  • NMLS #1435146
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website
Josh Waters Photo

Josh Waters

  • Loan Officer
  • NMLS #1795919
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Aplica Ya Visit My Website
Jeff Kramer Photo

Jeff Kramer

  • Loan Officer
  • NMLS #290136
  • 15851 N. Dallas Parkway
  • Suite 700
  • Addison, TX 75001
Apply Now Visit My Website

Our support staff

Michael Cooksey

Michael Cooksey

Executive Vice President of The Cooksey Division
Tabitha Houston

Tabitha Houston

Loan Partner II
Brittany Spencer

Brittany Spencer

Branch Marketing Coordinator
Heather Perrenoud

Heather Perrenoud

Loan Partner II
Larissa Cabrera

Larissa Cabrera

Loan Officer Assistant
Alexys Creighton

Alexys Creighton

Loan Processor Assistant
Misty Lopez

Misty Lopez

Loan Processor
Nic Galvan

Nic Galvan

Loan Partner II
Leo Ontiveros

Leo Ontiveros

Administrative Assistant
Kim Cruz

Kim Cruz

Loan Processor
Courtney Dempsey

Courtney Dempsey

Loan Officer Assistant
Brandon Stewart

Brandon Stewart

Branch Operations Manager
Jaime Mayo

Jaime Mayo

Branch Office Coordinator
Stephanie Vasquez

Stephanie Vasquez

Loan Officer Assistant
Paymon Haghighi

Paymon Haghighi

Branch Business Development Specialist

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

    Learn more
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