Skip to content
Michael Smalley photo
  • 147 E Lyman Avenue, Suite D & C-1 Winter Park, FL 32789 Mobile (407) 367-9190 Tel (407) 645-6300 Michael.Smalley@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Michael Smalley

  • Regional Vice President
  • Winter Park, FL Mortgage Loan Officer
  • NMLS #289846

I’ll be with you every step of the way

Hi, I’m Michael. After entering the mortgage industry in the summer of 2002, I rose from a loan officer to become a regional vice president at CrossCountry Mortgage. I’m a nationally recognized mortgage expert—the first loan originator in Florida to receive both the Certified Mortgage Planning Specialist® and Certified Mortgage Advisor™ designations.

An accomplished public speaker, I’m the youngest person to be a featured speaker in the history of the LoanToolBox Business Plan Conference, with an audience of 2,000 loan officers from across the country. I hold monthly training workshops for Florida real estate agents and have presented at the Mortgage Revolution Conference, Sales Mastery, and Mortgage Mastermind.

In addition to managing my region, I remain an active loan officer dedicated to assisting clients. Over my career, I’ve closed over $800 million in loan volume, helping over 3,000 families with their home financing. I can’t wait to do the same for you at America’s #1 Retail Mortgage Lender.

My social posts

Streaming Content
mikesmalleyccm mikesmalleyccm
It’s not deja vu — CrossCountry Mortgage is still on top. We’re proud to be America’s #1 Retail Mortgage Lender for the second year in a row and thrilled to have you on this journey with us. Ready for a three-peat?
mikesmalleyccm mikesmalleyccm
Pending home sales dropped 6.3% in April, and we’re seeing a familiar trend. More homes on the market, fewer buyers committing. The difference now? Your clients may have more leverage. Let’s talk today!
mikesmalleyccm mikesmalleyccm
The only thing better than getting a great mortgage? Refinancing to get an even better one. We’ll help with both.
mikesmalleyccm mikesmalleyccm
While nearly half of buyers still settle in the suburbs, a rising number are buying in the big city. Whether your clients are looking for a downtown apartment or a rural escape, we’ve got loans for any locale....
mikesmalleyccm mikesmalleyccm
April saw a modest slowdown in existing-home sales, easing 0.5% from the previous month. As demand remains pent up, we’re your go-to partner when your buyers find opportunities in their market.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.