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  • 147 E Lyman Avenue, Suite D & C-1 Winter Park, FL 32789 Mobile (407) 367-9190 Tel (407) 645-6300 Michael.Smalley@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Michael Smalley

  • Regional Vice President
  • Winter Park, FL Mortgage Loan Officer
  • NMLS #289846

I’ll be with you every step of the way

Hi, I’m Michael. After entering the mortgage industry in the summer of 2002, I rose from a loan officer to become a regional vice president at CrossCountry Mortgage. I’m a nationally recognized mortgage expert—the first loan originator in Florida to receive both the Certified Mortgage Planning Specialist® and Certified Mortgage Advisor™ designations.

An accomplished public speaker, I’m the youngest person to be a featured speaker in the history of the LoanToolBox Business Plan Conference, with an audience of 2,000 loan officers from across the country. I hold monthly training workshops for Florida real estate agents and have presented at the Mortgage Revolution Conference, Sales Mastery, and Mortgage Mastermind.

In addition to managing my region, I remain an active loan officer dedicated to assisting clients. Over my career, I’ve closed over $800 million in loan volume, helping over 3,000 families with their home financing. I can’t wait to do the same for you at America’s #1 Retail Mortgage Lender.

My social posts

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The average home purchased is about 20 years old. At that age, some are fully updated, a few could use some DIY fixes, and a handful might need that renovation loan. ⏰
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VA loans come with lots of benefits. One you may not know is that they’re assumable, meaning a buyer can take over a seller’s existing VA loan, rather than get their own mortgage. There are plenty of ...
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When it comes to location, buyer priorities have shifted. They value convenience to friends and family — making recommendations and referrals even more important. 🫂
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While most metro markets continue to set record home price gains, the climb is less steep than it was at the end of 2024. If your buyers are waiting for a drop, remind them to come to us for custom solutions. 💡
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Homebuying is a team sport. Finding an agent who fits your needs, understands your goals and helps you make the best decisions is the key to winning. We’ve got plenty of recommendations – just ask! 🤝

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