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737 International Pkwy, Suite 200 Flower Mound, TX 75022 Mobile (817) 944-8094 Tel (972) 512-8182 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Conventional Loan
- Home Equity
- Purchase
- Refinance
- VA Loan
Deanna Morgan
- Loan Officer
- Flower Mound, TX Mortgage Loan Officer
- NMLS #246227
I’ll be with you every step of the way
Hi, I’m DeAnna, a small-town country girl with Southern hospitality. When you come to me for your mortgage at our Flower Mound, TX branch of America’s #1 Retail Mortgage Lender, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer, a long-time homeowner, buying an investment property, or looking for a renovation loan. I believe in customer service and being able to ask questions throughout the process. I’m here to educate you so you can make the right decision and count on me for advice before, during, and after your purchase or refinance is complete.
I’m a well-versed mortgage loan officer in FHA, USDA, VA, and conventional loans, but also have experience with construction, jumbo, and Non-QM portfolio products. I look forward to meeting you and working with you to achieve your dream home buying experience!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.