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  • 474 Lowell Street, Store #10 Peabody, MA 01960 Mobile (617) 329-9493 Tel (978) 595-1189 Michael.Alvarez@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Michael Alvarez

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  • Loan Officer
  • Peabody, MA Mortgage Loan Officer
  • NMLS #2244505
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I’ll be with you every step of the way

Hi, I’m Michael from Peabody, MA, and I’m here to help you open the doors to your dream home! Born in Queens, NY, and raised in Lawrence, MA, I bring a detailed and diligent approach to the mortgage process, ensuring that every challenge is met with a solution.

With a background in real estate and capital markets, I specialize in everything from first-time home purchases to investment properties. My approach is simple: listen to your goals, understand your unique circumstances, and craft a mortgage plan that fits your needs perfectly. Being fluent in both English and Spanish allows me to connect with a diverse range of clients, ensuring clear communication every step of the way.

Outside of work, I love exploring new restaurants, traveling, and spending time with family and friends. Work with America’s #1 Retail Mortgage Lender to open the doors to your next chapter.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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