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Foto de Erika Alves
  • 205 S. Hoover Blvd., Suite 203 Tampa, FL 33609 Tel (813) 431-1521 Erika.Alves@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Erika Alves

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  • Sr. Loan Advisor
  • Tampa, FL Mortgage Loan Officer
  • NMLS #659544
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I’ll be with you every step of the way

Hola, soy Erika, y después de graduarme de la Universidad de Michigan, me instalé en el condado de Hernando, Florida, donde he ayudado a los compradores a financiar sus sueños durante 18 años. Empiezo por analizar sus circunstancias específicas para ofrecer las opciones de hipoteca más adecuadas para usted. Proporciono información sobre cada aspecto del proceso de financiamiento de vivienda y cada programa de préstamos hipotecarios disponible. Con amplia experiencia en hipotecas VA, FHA, USDA, convencionales, de construcción y no calificadas, encontraremos el producto para hacer realidad sus sueños.

Desde nuestra primera conversación hasta el cierre, lo apoyaré con actualizaciones continuas y estaré disponible para responder sus preguntas. La comunicación promueve la confianza, y quiero que se sientan seguros en cada paso del camino. Ya sea que esté comprando, refinanciando o renovando, espero poder brindarle una experiencia hipotecaria sobresaliente en el prestamista hipotecario minorista n.o 1 de los Estados Unidos.

Fuera de la oficina, soy un fanático del fútbol americano de la UofM, un fanático de Disney y un ávido amante de la comida.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Beautiful white and grey manufactured home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Save With Our Manufactured Home Loan

We’ll get you home for less℠ 

What’s affordable, sustainable, and energy efficient? A manufactured home! We make them even more affordable with a lower interest rate loan for qualified buyers. 

If the home is your primary residence, and you meet income requirements, you’ll get a lower interest rate and save money on your mortgage payment. 

Ready to save every month? 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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