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  • 700 Nexton Square Drive, Office 144 Summerville, SC 29486 Mobile (843) 499-3378 Tel (843) 666-0675 Jana.Chinners@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Jana Chinners

  • Senior Loan Officer
  • Summerville, SC Mortgage Loan Officer
  • NMLS #2394091
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I’ll be with you every step of the way

Hi, I’m Jana. Congratulations! You’ve made the decision to invest in your future. Whether you’re buying, refinancing, or renovating, you want to feel confident in who is taking you to the finish line. As part of our Summerville, SC branch of America’s #1 Retail Mortgage Lender, my top priority is giving you personal guidance every step of the way.

I firmly believe communication is key to making the mortgage process as seamless as possible. That begins with us discussing your goals and priorities – because every client is unique. We can discuss many different types of home loans, allowing us to find the right loan for your home. As your mortgage progresses, you’ll get updates to ensure you’re informed and that we’re moving toward closing with ease.

This is an exciting time to be a homeowner. Whatever your dreams may be, I look forward to providing you with a home financing experience you won’t forget.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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