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Foto de Janice Allen
  • 696 1st Avenue N, Suite 204 St. Petersburg, FL 33701 Móvil (727) 809-0746 Janice.Allen@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Janice Allen

  • Senior Loan Officer
  • St. Petersburg, FL Mortgage Loan Officer
  • NMLS #432394
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I’ll be with you every step of the way

Hola, soy Janice. El financiamiento de viviendas es más que vender préstamos: se trata de ayudar a las personas a alcanzar sus objetivos de propiedad de vivienda. Con sede en nuestra sucursal de St. Petersburg, FL, del prestamista hipotecario minorista n.o 1 de los Estados Unidos, estoy dedicado a guiarlo hacia la meta, ya sea para alcanzar una mejor posición financiera o conectarlo con la casa de sus sueños. Con 43 años de experiencia, he aprendido a tomarme el tiempo para comprender a mis clientes. Siempre pregunto: ¿Cuál es su historia? ¿Cómo puedo ayudarlo en la búsqueda de una casa?

Al ver a mis clientes como personas reales con objetivos, necesidades y sueños reales, les doy la hipoteca adecuada y creo una experiencia de financiamiento de vivienda verdaderamente perfecta. Todos tienen una historia que contar. Trabaje con un oficial de préstamos que lo escuchará, personalizará su préstamo y lo guiará en cada paso del camino. Desde nuestra primera conversación hasta el cierre, espero con ansias poder caminar a su lado.

My social posts

yourmortgagedreams yourmortgagedreams
Jul 2
Pending sales climbed 1.8% in May and 1.1% year-over-year. It’s time to reconnect with your buyers. Let’s ride the momentum together!
yourmortgagedreams yourmortgagedreams
Jun 27
Existing-home sales ticked up 0.8% in May. Let’s talk through it all to help your clients move forward — like qualification options, unlocking equity or solving monthly payment hurdles.
yourmortgagedreams yourmortgagedreams
Jun 25
Real estate agents continue to be integral players in the homebuying process. Mortgage lenders are too — so why not team up? 🤝
yourmortgagedreams yourmortgagedreams
Jun 20
Homebuying is one of the most important decisions in someone’s life, so we work hard to make it a positive experience. We won’t settle until we hit 100% satisfaction — are you with us? 💯
yourmortgagedreams yourmortgagedreams
Jun 18
Every buyer will search for homes online — half will find one there. Make sure the information they find is clear and useful. Wondering how? Let’s chat. 📲
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Neutral living room with fireplace.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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