-
489 W. South Jordan Parkway, Suite 320 South Jordan, UT 84095 Mobile (801) 800-6396 Tel (801) 253-7028 [email protected]
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Construction Loan
- Conventional Loan
- FHA Loan
- Non-QM Loans
- VA Loan
Ross Eagar
- Construction Specialist
- South Jordan, UT Mortgage Loan Officer
- NMLS #2500747
I’ll be with you every step of the way
Hi, I’m Ross, a U.S. Army Veteran, finance enthusiast, and experienced loan officer based in Sandy, UT. With nearly 10 years of Military Service, I know the value of discipline, dedication, and integrity—values I bring to every client I serve at America’s #1 Retail Mortgage Lender. Whether you’re a first-time homebuyer, refinancing your current home, or exploring VA loans, I’m here to provide tailored solutions and guide you every step of the way.
My mission? To help you find the mortgage that fits your goals—whether it’s a conventional loan, VA, FHA, jumbo, or non-agency. I’ll simplify the process, keep you informed with clear communication, and ensure no question goes unanswered.
I’m a Filipino American, born in Korea while my father worked as a Government Contractor shortly after he retired from the Marine Corps. My Army journey led me to meet my incredible Korean wife. We enjoy connecting with and helping Filipinos and Koreans in the U.S. I’m also deeply passionate about giving back to fellow Veterans and Service Members.
Ross’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.