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Your Local CrossCountry Mortgage Loan Officer

John Asseff

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  • Originating Branch Manager
  • South Charleston, WV Mortgage Loan Officer
  • NMLS #236339
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I’ll be with you every step of the way

Hi, I’m John, and I believe the “when” of buying a home happens at different stages in life. Regardless of when that time comes, you need a loan officer who’s committed, inspiring, and knowledgeable—that’s where I come in. I still remember what it was like to buy my first home, and I strive to be friendly, always available, and willing to listen. By understanding your goals, I can help you find the perfect loan, get you pre-approved, and build your excitement about becoming a homeowner.

At the South Charleston, WV branch of America’s #1 Retail Mortgage Lender, I define success by proactively communicating, eliminating fear, and ensuring we close on time. To achieve this, I follow an action plan, build trust, and treat others the way I’d like to be treated—like a friend. People don’t care how much you know until they know how much you care, and I believe helping a family into a home is the best way to build happiness and memories for years to come.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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