Skip to content
Foto de Heath Adams
  • 133 Mission Street, Suite 210 Santa Cruz, CA 95060 Mobile (831) 877-0877 Tel (831) 291-9874 Heath.Adams@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Heath Adams

  • Mortgage Consultant
  • Santa Cruz, CA Mortgage Loan Officer
  • NMLS #2103425
Apply Now Free Rate Quote

I’ll be with you every step of the way

Hola, soy Heath, un distinguido consultor hipotecario en California que personifica la resiliencia y la excelencia. Después de un accidente de motocicleta que alteró la vida en 18, me dijeron que nunca volvería a caminar, pero a través de una recuperación rigurosa, desafié las probabilidades y tomé mis primeros pasos. Desde entonces, me he sometido a nueve cirugías, pero sigo sin parar. Mi dedicación inquebrantable garantiza resultados que superan las expectativas.

Con un enfoque centrado en el cliente y una ética de trabajo inigualable, aseguro una experiencia hipotecaria sin problemas. Exploraremos una amplia selección de productos, desde préstamos convencionales y de la FHA hasta préstamos del VA y del USDA, para encontrar el que cumpla con sus objetivos. Como parte del equipo de Santa Cruz, CA con el prestamista hipotecario minorista n.o 1 de los Estados Unidos, mi apoyo le sigue desde nuestra primera conversación hasta el cierre, respondiendo sus preguntas y ofreciendo orientación personal en el camino. Juntos, podemos lograr sus sueños de ser propietario de una vivienda.

Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Inspiration for your home loan journey

View All

Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

    Más información

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.