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Your Local CrossCountry Mortgage Loan Officer

Ingrid Ruiz

  • Senior Loan Officer
  • Rockaway, NJ Mortgage Loan Officer
  • NMLS #1260722
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I’ll be with you every step of the way

Hola, mi nombre es Ingrid, y soy un oficial de préstamos experimentado con más de una década de experiencia y conocimiento en la industria financiera. Me enorgullece servir a mi comunidad como oficial de préstamos en la sucursal de Rockaway, NJ, del prestamista hipotecario minorista n.o 1 de los Estados Unidos. Dominio del español, me enorgullece brindar un servicio personalizado y eficaz a una clientela diversa. Mi amplia experiencia me permite navegar por panoramas financieros complejos y crear soluciones personalizadas para los compradores de viviendas.

When you work with me, we’ll dive into a variety of options – from conventional and FHA to VA and USDA loans – to find the one that exceeds your expectations.

Con un fuerte enfoque en el servicio al cliente, me comprometo a garantizar un proceso de préstamo sin problemas y sin estrés. Es por eso que estoy aquí para responder cualquier pregunta mientras lo mantiene informado sobre el estado de su préstamo. Ya sea que compre su primera casa, su próxima casa o una propiedad de inversión, trabajemos juntos para lograr sus metas financieras.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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