How much does it cost to refinance?

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs. Learn more

How much house can I afford?

To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. Learn more

What is a good credit score?

A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan. Learn more

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period. Learn more

How do I calculate mortgage payments?

To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. Learn more

302 Harper Drive Suite 301
Moorestown, NJ 08057 Mobile (732) 546-8594 Tel (856) 320-5981 Brett.Stevens@ccm.com
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- Préstamo de la FHA
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Your Local CrossCountry Mortgage Loan Officer

Brett Stevens

Funcionario sénior de préstamos
Oficial de Préstamos Hipotecarios de Moorestown, NJ
NMLS Núm. 2012483

Solicitar ahora Cotización gratuita de tarifas

El prestamista hipotecario minorista n.o 1 de los Estados Unidos

Hola, soy Brett, y con el prestamista hipotecario minorista n.o 1 de los Estados Unidos, estoy aquí para guiarlo a través de su proceso de financiamiento de vivienda. Con sede en Moorestown, Nueva Jersey, mis antecedentes en banca minorista y sólidas relaciones con agentes inmobiliarios me convierten en un oficial de préstamos versátil y experto. Estoy comprometido a cumplir mis promesas, porque los clientes felices y los socios de referencia son todo para mí.

Mi experiencia bancaria inspiró mi pasión por ayudar a los clientes a alcanzar sus sueños de ser propietario de una vivienda. Ya sea que esté comprando su primera casa, ascendiendo, refinanciando o necesitando un préstamo jumbo, me esfuerzo por encontrar soluciones personalizadas para sus necesidades únicas.

Lo que me distingue es mi dedicación para mantenerme en contacto durante todo el proceso. Disponible de día o de noche, lo mantendré informado y responderé cualquier pregunta. Mi objetivo es ganar su confianza con un servicio excepcional.

Criada en el condado de Monmouth, Nueva Jersey, me gradué de la Universidad de Monmouth con un título en Finanzas. Fuera del trabajo, disfruto del golf, los viajes, los automóviles, los deportes y el tiempo en familia.