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  • 2 Lower Ragsdale Drive, Suite 130 Monterey, CA 93940 Mobile (831) 595-5874 Tel (831) 920-5383 Bridget.Villicana@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Bridget Hughbanks Villicana

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  • Loan Officer
  • Monterey, CA Mortgage Loan Officer
  • NMLS #1853975
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I’ll be with you every step of the way

Hi, I’m Bridget, and I’ve been in the mortgage industry for many years. I’m ready to simplify home financing for you. My associate degree in science with a certificate in real estate from Monterey Peninsula College provides me with a unique perspective on the homebuying process, allowing me to find creative, outside-the-box solutions. I believe the best part of being a loan originator is helping clients achieve their dreams of homeownership and continuing to support them even after closing day.

When finding the right home financing for you, I always start by listening. We’ll discuss your goals and priorities to find the product that fits your needs. I offer a wide range of loans at America’s #1 Retail Mortgage Lender, including conventional, jumbo, FHA, and VA. Together, we’ll create a mortgage plan tailored to you.

I’m proud to serve the Monterey, CA community as a board member for the King City Chamber of Commerce and Agriculture.

When I’m not working, I enjoy spending time with my husband of over 20 years.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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