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Your Local CrossCountry Mortgage Loan Officer

Michelle Allen

  • Loan Advisor
  • Missoula, MT Mortgage Loan Officer
  • NMLS #747562
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I’ll be with you every step of the way

Hi, I’m Michelle, and I bring over 20 years of mortgage experience to help you find the right home loan for your financial future. As a member of our Missoula, MT team at America’s #1 Retail Mortgage Lender, I’m dedicated to adding a personal touch to every loan process. We’ll discuss options like conventional, FHA, VA, and USDA loans, putting a plan in motion to help you achieve your dream home.

Through compassion, integrity, and tenacity, you can expect me to go above and beyond with customer service. I’m always available to answer your questions and keep your loan moving smoothly behind the scenes. From application to closing and beyond, you’re my top priority, and I’m honored to have the opportunity to help you accomplish your homeownership goals.

My social posts

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Oct 4
This is what peak homeowner looks like.
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Oct 4
Freshly made beds, sunlight streaming in, peaceful mornings at home.
michelleclarkallen michelle_allen406
Oct 3
Pending home sales rose in August! Buyers are still out there and ready to move when opportunity knocks — especially in the Midwest. Let’s connect about empowering our clients with confidence and clarity. 🙌
michelleclarkallen michelle_allen406
Oct 2
Benefit today! Conventional loan limits won’t change until January 1, 2026, but we’ll honor higher projected loan limits now: Up to $819,000 for a 1-unit property. Finance a higher-priced home without the requirement...
michelleclarkallen michelle_allen406
Oct 1
Be the one. Wondering how? Keeping strong connections, capitalizing on referrals and partnering with a trusted lender is a great place to start. 🤝

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Neutral living room with fireplace.
Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.
First responders take action to emergency call.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start here

CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

Learn more

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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