Maizes Group
Your Future Our Focus
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- Purchase
- Refinance
We’ll be with you every step of the way
With over 40 combined years of mortgage experience, The Maizes Group team’s real estate expertise is vast, bolstered by Steven’s prior real estate attorney credentials. We are praised by clients and widely recognized in the mortgage industry, with Steven earning multiple awards, including L.A. Magazine’s 2022 Mortgage All-Star award and Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America list each of the last 10 years.
At America’s #1 Retail Mortgage Lender, our team of loan experts provide superior customer service to guide you through the “Mortgage MAIZE”, offering concierge mortgage guidance to streamline homebuying for clients and real estate agents across the U.S. Through a thorough, practical, and proactive approach to home financing, we meticulously shepherd your custom-tailored loan to a successful conclusion – helping meet your needs now and for the long run.
Business Hours: 8am – 6pm
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Steven’s testimonials
Meet our team
Steven Maizes
- SVP of Mortgage Lending
- NMLS #250590
- 881 Dover Drive
- Suite 110
- Newport Beach, CA 92663
- [email protected]
- mobile 310-467-4044
Our support staff
Nikki Saccullo
Senior Loan Partner
Nicole Maizes
Marketing ConsultantMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.