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  • 81 Hartwell Avenue, Suite 210 Lexington, MA 02421 Mobile (617) 835-6226 Tel (781) 325-1002 Derek.Sawyer@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Derek Sawyer

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  • Originating Branch Manager/VP of Lending
  • Lexington, MA Mortgage Loan Officer
  • NMLS #629419
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America’s #1 Retail Mortgage Lender

Hi, I’m Derek, an experienced mortgage professional who specializes in building mortgage teams and working on complex financing scenarios. From self-employed borrowers and physicians to homeowners simply looking to move up or downsize, my Lexington, MA team and I know how to get it done.

I understand each mortgage is unique to your goals, circumstances, and priorities. That’s why I personalize the home loan process. Maybe a conventional mortgage or CCM Signature Series loan will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could qualify for programs like FHA, VA, or doctor loans. Whether you’re purchasing, renovating, or refinancing, America’s #1 Retail Mortgage Lender offers a product for your plans.

In my spare time, I enjoy outdoor activities, including cycling, running and hiking.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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