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Your Local CrossCountry Mortgage Loan Officer

Kyle Johnson

  • Originating Branch Manager
  • Lacey, WA Mortgage Loan Officer
  • NMLS #1092898
Apply Now Let’s Find the Right Loan

I’ll be with you every step of the way

Hello, my name is Kyle Johnson, and I’ve been part of America’s #1 Retail Mortgage Lender, proudly serving clients in Lacey, WA since 2012. I’ve lived in Thurston County for the past 10 years, but was born in Portland, Oregon. I love helping my clients purchase their dream home and am highly involved with my church and the community I’m proud to be part of.

I graduated from The University of Washington with a Bachelor of Arts in Business Administration, with an emphasis in Finance, and a Minor in Economics. Working with me, you can expect an authentic experience defined by honesty, integrity, and clear communication. Whether you’re buying a home for the first time or refinancing an existing mortgage, you deserve a smooth, respectful, and personable transaction.

I’m eager and motivated to work with you for all your lending and real estate needs!

Let’s Find the Right Loan

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Neutral living room with fireplace.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
Military member coming home to his daughter in his VA-funded home.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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