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306 W Cuthbert Blvd, Suite 201 Haddon Township, NJ 08108 Mobile (856) 465-7389 Tel (609) 256-8999 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Nick Mink
- Originating Branch Manager
- Haddon Township, NJ Mortgage Loan Officer
- NMLS #112903
I’ll be with you every step of the way
Hi, I’m Nick, and I’ve enjoyed a career spanning over 21 years in the mortgage business, becoming known as a premier loan officer in the Greater New Jersey markets. I’ve earned that reputation by guiding my borrowers to the financing fit for their dream home—always doing what is right for them with speed and efficiency. Whether you’re buying your first home, your next home, or refinancing, I’m excited to help you get it done.
From start to finish, I want you to feel confident your mortgage is moving smoothly to closing. I’ll take the time to walk you through each step, answer your questions, and keep you up to date on your loan’s status. We’ll discuss your goals and the wide range of loans I offer—including conventional, jumbo, FHA, and VA—to find the right one for you. Together, we’ll make a plan to make your mortgage a win.
From application to closing and beyond, I look forward to making your home financing experience second to none at America’s #1 Retail Mortgage Lender here in Haddon Township, NJ.
Nick’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.