How much does it cost to refinance?

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs. Learn more

How much house can I afford?

To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. Learn more

What is a good credit score?

A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan. Learn more

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period. Learn more

How do I calculate mortgage payments?

To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. Learn more

5403 Olympic Drive NW, Suite 100
Gig Harbor, WA 98335 Mobile (253) 444-0240 Skylar.Mosher@ccm.com

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Your Local CrossCountry Mortgage Loan Officer

Skylar Mosher

Gerente de ventas/asesor de préstamos
Oficial de Préstamos Hipotecarios de Gig Harbor, WA
NMLS Núm. 2289859

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Estaré con usted en cada paso del camino

¡Hola, soy Skylar! Como oficial de préstamos con más de nueve años de experiencia, me apasiona ayudar a los clientes a hacer realidad sus sueños de ser propietarios de una vivienda. Originaria de Nueva Jersey y Nueva York, me mudé a Washington en 2010 para asistir a Western Washington University, donde obtuve mi título en Finanzas. Desde entonces, me he sentido orgulloso de llamar hogar al noroeste del Pacífico. Cuando no estoy ayudando a los prestatarios, me encontrarán pasando tiempo con mi familia, montando a caballo, haciendo senderismo o trabajando en nuestra pequeña granja.

Los clientes me conocen por un servicio rápido y eficiente. Aprovecho las últimas herramientas y tecnología para hacer que el proceso hipotecario sea lo más fluido posible. Creo en la comunicación abierta, proporcionando actualizaciones regulares en cada paso del camino. Mi enfoque es simple: cada comprador de vivienda está en un viaje diferente y juntos crearemos una hoja de ruta para mantenerlo preparado. Ya sea que esté listo para comprar hoy o en el futuro, ¡nunca es demasiado pronto para comenzar a planificar!

Si está buscando un oficial de préstamos que combine experiencia con cuidado personal, me encantaría conectarlo y prepararlo para su primera (o próxima) experiencia de financiamiento de vivienda.